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The ICT and Engineering Team at Xpert Decision Systems (XDS) Pty Ltd is responsible for developing, maintaining, and deploying leading-edge credit bureau operating software and technological solutions. This team ensures the seamless integration and flawless operation of ICT infrastructure, provides technical support, and drives innovative advancements to meet the rapidly evolving needs of credit grantors and data users. By leveraging their expertise in both local and international credit bureau operations, they enable XDS to deliver smarter, customized credit solutions that enhance risk management and profitability for businesses.