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Siva Dhever is a seasoned professional with extensive experience in data analytics and portfolio management, currently serving as a Senior Analyst at Xpert Decision Systems (XDS) Pty Ltd since August 2020. Prior to this role, Siva Dhever held multiple positions at Standard Bank Group from September 2014 to August 2020, including Manager of Portfolio Management and Data Analytics, Quantitative Analyst, and Manager of Collections Strategy. Earlier experience at Standard Bank of South Africa from March 2009 to August 2014 includes working as an MIS Analyst. Siva Dhever began a career at Standard Bank Group in February 2006, holding roles such as Sectional Titles Team Leader and Consultant for new loans. Academic qualifications include a Bachelor of Business Administration (BBA) from MANCOSA and a Bachelor of Commerce (BCom) from the University of the Witwatersrand.