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Thiago Vinhatti, FRM, has extensive experience in global markets and risk management, currently serving as VP de Estruturação at XP Inc. since November 2016, where responsibilities include creating a Margin Optimization desk, structuring new products, and managing FRTB-related strategies. Previously, Thiago held roles such as Business Manager and Head de Gestão de Risco e Capital at XP Inc., overseeing regulatory risk management and capital allocation, and leading key strategic initiatives. Thiago's prior experience includes positions at Banco Santander as a Market Risk Analyst and Citi as an Investment Analyst, along with internships at UBS Investment Bank and Itau BBA. Thiago holds an MBA in Financial Engineering and a Bachelor's degree in Economics from Universidade de São Paulo.