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The Credit and Risk Management Team at Wonder Home Finance is responsible for assessing the creditworthiness of potential borrowers, identifying and mitigating risks associated with lending, and ensuring that all loan portfolios maintain a high quality. This team evaluates loan applications, establishes credit limits, monitors ongoing risk exposure, and implements risk containment strategies to safeguard the company's financial health. Their work ensures that financing is provided responsibly to individuals in semi-urban and rural areas, aligning with the company's mission to enable affordable home ownership.