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Gareth Owen is an experienced Proposition Manager currently at Westfield Health since August 2021, previously holding the position of Channel and Proposition Development Manager. Prior to this, Gareth spent nearly eight years at Aviva, where roles included Proposition Development Manager, Product Owner for a digital workstream focusing on SMEs, and Propositions Consultant in Pensions & Investments. Earlier experience at Aviva plc from October 2002 included positions such as Pensions Product Governance Consultant, Assistant Actuarial Adviser, and Commission Customer Service Representative. Gareth's expertise spans proposition development, digital solutions, compliance management, and product lifecycle optimization. Education was completed at Woldgate School and Sixth Form Centre.