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Sonam Mumane is a seasoned professional in credit risk management and analytics with extensive experience in various leadership roles across prominent financial institutions. Currently serving as a Credit Risk Leader for Personal Lending, New Products & Business Development at Wells Fargo since August 2022, Sonam previously held the position of Vice President of Credit & Fraud Risk Management at TD, where responsibilities included overseeing Credit and First Party Fraud strategies. Prior to that, Sonam held multiple assistant vice president roles at Barclays, focusing on portfolio analytics, acquisitions credit risk management, and fraud risk management. Earlier experience includes a senior analyst position at JPMorgan Chase & Co. and a project lead role at American Express, where significant advancements in performance optimization were achieved. Sonam holds a Master of Computer Applications from the University of Pune and a Bachelor of Computer Applications from Swami Ramanand Teerth Marathwada University.