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Cristopher Luchsinger is a seasoned executive with extensive experience in financial services and compliance roles across multiple leading organizations. Currently serving as Managing Director at Wells Fargo since October 2021, Cristopher has excelled in managing mortgage servicing portfolios and optimizing operational structures. Prior roles include Executive Director at USAA, where Cristopher established a new enterprise department and oversaw critical policy frameworks, and Senior Vice President at Santander Consumer USA, driving regulatory compliance initiatives. Earlier career highlights include Director of Compliance Testing at Ocwen Financial Corporation, Audit Director at Capital One, and various leadership roles at JPMorgan Chase & Co. Cristopher holds multiple degrees from Harvard Business School, including an Executive MBA, and an MBA from Franklin University, alongside a Bachelor’s degree in Anthropology from The Ohio State University.