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Joy Barrett has a work experience of 12 years as a Senior Vice President Banking Division Manager at WaFd Bank, starting in April 2013. Prior to that, they worked for 5 years as a Branch Manager at Bank of America from April 2008 to April 2013. Before their banking career, Joy worked as a Brand Manager at Victoria's Secret for 7 years from August 2001 to April 2008.

Joy Barrett attended Arizona State University from 2006 to 2008, where they pursued a degree in Psychology with a focus on Research and Experimental Psychology. Prior to that, they attended Moraine Valley Community College, where they earned an Associate of Science degree in Experimental Psychology. Unfortunately, the specific start and end years for their studies at Moraine Valley Community College were not provided.