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Joachim Schwarz is a seasoned professional in the insurance and risk management sectors, currently serving as a Senior Claimshandler at VTG AG since May 2020, specializing in complex claims within the railway industry. Prior experience includes a tenure as Head of Insurance at Marquard & Bahls AG from October 2014 to December 2022, where responsibilities encompassed the setup and optimization of international insurance programs across all lines. Additionally, Joachim Schwarz held the position of Head of Insurances in Logistics, Legal & Compliance at VTG AG from December 2002 to 2014, focusing on risk management and the coordination of comprehensive insurance strategies for corporate clients. Joachim Schwarz holds a Diplom in Legal Studies from the University of Bremen.