ÂÜÀòÂÒÂ×

Hansjoerg Hetzel has extensive experience in the banking sector, currently serving as Kundenbetreuer International at Volksbank Freiburg eG since January 2019. Prior to this role, Hansjoerg worked at Volksbank Breisgau Nord eG for over 36 years, focusing on international payments. Hansjoerg's early career included a trainee position in foreign business at SGZ-Bank Südwestdeutsche Genossenschafts-Zentralbank AG and an apprenticeship in banking at Volksbank Waldkirch eG. Educationally, Hansjoerg completed a specialized program in foreign trade banking at Akademie Deutscher Genossenschaften eV, earning the degree of Außenhandelsbankkaufmann (ADG).