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Timothy Wittmer is a seasoned professional in product management with a focus on commercial cards and digital payment services. Currently serving as a Senior Manager of Products at Viseca since July 2023, Timothy oversees the commercial card portfolio and drives product roadmap development through market analysis and stakeholder engagement. Prior to this role, Timothy was a Senior Product Manager at Zürcher Kantonalbank from September 2018 to June 2023, where product suite growth was advanced and the agile development of the new ZKB platinum card product was managed. Timothy's earlier experience includes a tenure at UBS from June 2010 to August 2018, where roles included Product Manager for Commercial Cards, enhancing product features and conducting market research, as well as Product Marketing Specialist for Credit Cards, leading a contactless payment strategy and coordinating the Swiss Cashless Days initiative. Timothy holds a Master of Advanced Studies in Customer Relationship Management from ZHAW Zurich University of Applied Sciences and a Dipl. Marketing Manager HF from SIB Swiss Institute for Business Administration.