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Marina Chernyak is an accomplished professional with extensive experience in the financial services and marketing sectors, currently serving as Vice-President of U.S. Retail at Visa since January 2018, where responsibilities have included interim leadership for Canada Merchant and roles focused on grocery and pharmacy sectors. Prior to this, Marina held various senior positions at Visa from 2008 to 2017, including Head of Sales & Client Management for Canada and Head of Digital Wallet. Earlier experience includes serving as Chief Mom Officer at Chernyak Olsen Corporation and holding multiple marketing and management roles at BMO Financial Group. Marina holds several degrees, including an MBA in International Business from Wilfrid Laurier University and a Business Analytics certification from The Wharton School.