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Kareem Joseph Khalifeh is a seasoned professional with extensive experience in consulting, analytics, and artificial intelligence. Currently serving as Director of Consulting & Analytics at Visa, Kareem leads product offerings and AI implementations for Fortune 100 banks and merchants. Prior to this role, Kareem co-founded Fitify 360, an AI-driven fitness app targeting busy professionals. With a background as a Management Consultant at Oliver Wyman, Kareem developed strategies for C-suite executives and earned the prestigious "Titanium" Award. Kareem's research experience includes AI/ML projects focused on plant illness detection at UC Irvine and smart vehicle communication at the American University of Beirut. Kareem holds an MBA from Columbia Business School, a minor in Mathematics from UC Berkeley, and a Bachelor of Engineering in Computer and Communication Engineering from the American University of Beirut.