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Joven Ng is a seasoned sales consultant specializing in cross-border payments and financial technology, currently serving at Visa since October 2023. Previous roles include sales consultancy at Currencycloud, where support was provided to financial institutions in APAC for seamless money movement, and as Singapore Branch Manager at Coda Payments, focusing on enabling access to digital content via alternative payment methods. Earlier experience spans positions at Voxbone, ICIS, and Arkadin, emphasizing business development and client relations in various sectors including unified communications and market information. Joven Ng holds a Bachelor's Degree in Public Relations and Management from Murdoch University and has completed courses at Kaplan Professional and Nanyang Polytechnic.