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Ben Morales has been a technology leader in the financial services industry for over 30 years. He serves as the CEO of QCash Financial, LLC. and CIO for Washington State Employees Credit Union, WSECU. As CIO, his teams have delivered award-winning solutions in infrastructure, operations and customer service. In 2009, Ben was selected by his peers at the IT Executive of the Year for his approach to leadership, innovation and collaboration. In 2013, Ben was asked to commercialize an award-winning product developed by WSECU.

In 2015, that vision was realized with the launch of QCash Financial LLC. Ben and his team provide financial wellness technology solutions that enable U.S. and Canadian financial institutions to create financial capability, stability and resilience. QCash Financial was recognized in 2017 by the Financial Times journal as the Innovation of the Year.

Ben completed his undergraduate work at the University of Nevada Las Vegas, and graduate work at the University of Washington—earning his MBA. He currently serves on the Board of United Way of Thurston County and resides in Olympia, WA.