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Hảo Lê Thị Kim is a professional with experience in various financial institutions such as Vietnam International Bank, UOB, Home Credit Vietnam, and ANZ. Hảo holds a Bachelor's degree in Banking, Corporate, Finance, and Securities Law from UEF - Ho Chi Minh City University of Economics and Finance, and is currently pursuing a Master's degree in Banking, Finance, and Fintech from EM Normandie Business School. At VIB, Kim works as a Business Intelligence Expert and Business Development Expert. Prior to that, Hảo held roles such as Credit Control Officer at UOB, Quality Control Specialist at Home Credit Vietnam, and Assessment Officer at ANZ.