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Udaysankar Mallick possesses over a decade of experience in credit assessment and risk management within the financial services sector. Currently serving as Assistant Vice President at Veritas Finance Private Limited since September 2017, Udaysankar oversees credit, risk, and portfolio management for eastern India. Previous roles include Cluster Credit Manager at Ujjivan Small Finance Bank Limited, where responsibilities involved credit assessment for home loans and LAP, and Assistant Credit Manager at Aadhar Housing Finance Pvt. Ltd., focusing on credit assessments of home loans and LAP cases. Earlier career milestones include positions at HDB Financial Services Ltd., Axis Sales Ltd., and Mahanadi Group, where Udaysankar contributed to credit assessments, financial analysis, and operational management. Udaysankar holds a Master’s Degree in Accounting and Finance from the Indian School of Business Management and Administration and a B.Com in Commerce from Calcutta University.