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Brian Flanagan is a seasoned professional in credit risk management, currently serving as the Director of Credit Policy and Loss Reserving at Varo Bank since March 2022. Prior experience includes a decade at Deloitte, where Brian excelled in various roles including Senior Manager, Manager, and Senior Consultant within Deloitte Risk & Financial Advisory, specializing in credit risk measurement and management. Earlier experience at KPMG US as an Associate in the Financial Risk Management - Credit Risk practice involved a focus on credit risk management, credit analytics, and model development. Brian holds a Bachelor of Science degree in Statistics from Loyola University Chicago.