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Daniel Horat is an experienced banking professional currently serving as the Leiter Unternehmenskundengeschäft Schweiz and a member of the Direktion at Valiant Bank since 2017. Prior to this role, Daniel held various positions at UBS from 1998 to 2017, including Leiter Real Estate Valuation Center and Regionenleiter Credit Risk Management. Daniel also served as Sektorleiter Wealth Management and Teamleiter Firmenkunden during this time. Earlier in their career, Daniel worked at Schweizerischer Bankverein from 1988 to 1998, where responsibilities included Teamleiter Firmenkunden and Graduate Trainee und Kundenberater Firmenkunden. Daniel’s educational background includes studies at the University of Zurich, SFI Swiss Finance Institute, and London Business School.