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David Fern, CWS®, has extensive experience in the financial services industry, currently serving as Vice President and Financial Consultant at Charles Schwab since August 2002. Prior to this role, David held the position of Vice President and Branch Manager at Northwestern Mutual from January 1998 to August 2002. Earlier in the career, David worked as an Investment Specialist at AXA Equitable and as a Financial Consultant at Wyatt, Tarrant & Combs, LLP, where responsibilities included legal advisory as an attorney. David earned a Doctor of Law (J.D.) from the University of Virginia School of Law and a Bachelor of Arts (B.A.) in Economics from Centenary College of Louisiana.