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Rain Sepp is an experienced professional in the fintech and consumer lending sectors, serving as a Board Member and Chair of the Audit Committee at Bondora since March 2022. Sepp previously held the position of Senior Director of Business Development at Utopia Music from March 2022 to August 2023, focusing on raising debt capital and developing financial services for the music industry. Prior to that, Sepp founded askRobin, a fintech startup aimed at inclusion and education in emerging markets. The extensive career includes roles such as Marketing Director at International Personal Finance Plc and CMO at MCB Finance Group, along with involvement in various other startups and partnerships. Sepp holds an Executive MBA from IMD and has participated in executive education at Harvard Business School.