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Antonio Garcia has over 24 years of experience in modeling and analytics, with a tenure at USAA that began in February 1999. Currently serving as the Lead Modeling Analyst and Director of Modeling Analytics since October 2018, Antonio established a Modeling Operations team to implement the Model Risk Management framework and contributed to Policies and Standards for EMRM. Prior roles include Decision Science Director, where Antonio developed forecasting models for Stress Testing and designed model governance frameworks to meet regulatory requirements, and Director of Predictive Modeling, overseeing models for marketing campaigns. Antonio's career began in Marketing Analytics, where advancements in analytical techniques enhanced Marketing ROI. Antonio holds a Bachelor of Science in Mathematics and a Master of Science in Applied Statistics, both from The University of Texas at San Antonio.