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Mr. Pazos has over 30 years of banking experience as a Lender/Relationship Manager and Credit Administration expert. He is responsible for the oversight and administration of the Bank's credit activities, including establishing internal loan controls and written policies and procedures that ensure the quality of the portfolio.

Previously, he served as Chief Credit Officer at TotalBank with direct supervision over the Debt Restructuring Division, and as a member of the Board of Directors.

He is an active member and former President of the Cuban American CPA Association, member of the Florida Institute of Certified Public Accountants and member of the American Institute of Certified Public Accountants.