Cindy Ralls is an accomplished marketing professional with extensive experience in product marketing and strategic communications within the financial services industry. Currently serving as Assistant Vice President of Product Marketing for Life & Retirement Plan Solutions at Horace Mann since October 2016, Cindy specializes in competitive intelligence, go-to-market strategies, and audience identification to drive product development and launch efforts. Prior experience includes roles at TIAA as Senior RIA Segment Product Marketing, National Advisors Trust as Vice President of Marketing and Advisor Relationships, and J.P. Morgan, where leadership as Vice President involved managing communication strategies and marketing campaigns. Starting their career at American Century Investments, Cindy developed impactful communication programs for retirement plan participants. Cindy holds a Bachelor’s Degree in English Language and Literature from Missouri State University and a Master’s Degree in Marketing from Webster University.