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Dr Kamisan Gadar is an experienced Associate Professor at Universiti Kuala Lumpur specializing in Islamic finance. Prior to this role, Dr Gadar held prominent positions at Bank Rakyat Malaysia and Maybank in the field of Islamic banking. Dr Kamisan holds a Ph.D. in Islamic finance from Durham University, an MBA in International Business from University of Birmingham, and a Bachelor's degree in Economics from University of Malaya.