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Emily Smith has a diverse work experience in the banking industry. Emily is currently working at Unity Trust Bank as the Deputy Head of Credit Risk, where they have been since 2023. Prior to that, they held the role of Restructuring & Recovery Specialist and Senior Credit Underwriting Manager at the same company from 2021 to 2023. Emily also worked at Barclays as a Relationship Director from 2019 to 2021 and as a Vice President in Corporate Restructuring & Recoveries from 2018 to 2019. Before Barclays, they were a Restructuring & Recoveries Relationship Manager at AIB from 2011 to 2018. Emily's career started at RBS, where they served as a Restructuring Relationship Manager from 2008 to 2011 and as a Portfolio Manager from 2007 to 2008. Emily began their professional journey at Lombard Vehicle Solutions as a Customer Service Advisor from 2004 to 2007.

Emily Smith completed a Certificate in Business Banking & Finance from The London Institute of Banking & Finance in 2017, earning a Merit and Pass grade.