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Miruna Oana Ciofringeanu has a diverse work experience spanning multiple industries. Their most recent role was with UniCredit Bank Romania, where they held the position of Head of Credit Risk Control since February 2021. Prior to this role, they worked as a Senior Risk Analyst from August 2018 to February 2021 and as a Senior Internal Auditor from April 2014 to August 2018.

Before joining UniCredit Bank Romania, Miruna worked at Nextebank S.A., a member of Bayern LB Group. Miruna Oana served as the Head of Basel II Methodology Department in the Risk Management Directorate from November 2010 to April 2014 and as the Head of Policies Department in the Risk Control Directorate from July 2007 to November 2010.

Miruna also has experience as an Operations Manager at Azur Business Consult S.R.L. from November 2006 to July 2007. Prior to that, they worked as an Operations Officer at Unicredit Leasing Romania S.A. from February 2005 to November 2006. Their earliest role was as an Account Manager at Tadis Agro from December 2003 to February 2005.

Overall, Miruna has built a strong background in risk management, internal auditing, and operations in banking and consulting sectors.

Miruna Oana Ciofringeanu holds a Master's degree in Financial Management and Capital Markets from Academia de Studii Economice din București, which they obtained from 2003 to 2005. Miruna Oana also has a Bachelor's degree in International Business and Economics from the same institution, which they earned from 1999 to 2003. Prior to their university studies, they attended Colegiul National Sf. Sava din Bucuresti from 1995 to 1999. In terms of additional certifications, they have a Risk Manager Certificate from the Romanian Banking Institute, obtained in 2012, and the European Foundation Banking Certificate from the European Banking & Financial Services Training Association, acquired in 2013. Miruna Oana also holds a Cambridge Certificate of Advanced English.