��������

The Risk and Compliance Team at UniCredit Bank a.d. Banja Luka is responsible for identifying, assessing, and managing financial and non-financial risks to ensure the bank operates within regulatory and internal policy requirements. This team mitigates credit and operational risks, maintains compliance with legal standards, conducts audits, and ensures secure information systems. Members collaborate to safeguard the bank's integrity and sustain its long-standing reputation in the financial sector.