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Ravi Kumar has a diverse work experience in the software engineering field. Ravi is currently working as a Principal Engineer at Uni Cards, where they have been involved in building various microservices and providing guidance to other developers. Prior to this, Ravi worked as a Software Engineer at PhonePe, where they focused on the merchant khata book product. Ravi also served as a Senior Software Engineer at Paytm Payments Bank, where they played a key role in upgrading UPI APIs. Ravi's previous experience includes working as a Lead Software Engineer at Freecharge, where they were responsible for integration projects with Axis Bank and the implementation of various functionalities, including a one-time authorization feature and the development of a P2P Engine microservice.

Ravi Kumar obtained their Bachelor's Degree in Computer Engineering from Delhi Technological University (formerly known as DCE) between the years 2011 and 2015.