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Alexey Khoroshilov is a Senior Data Scientist at UnaFinancial, specializing in PD-model development for the PDL segment and model monitoring. Previously, Alexey worked as a Team Leader in Corporate Risk Modeling at Rosselkhozbank, focusing on PD model development for various business segments and macroeconomic modeling. In addition, Alexey has experience as a Senior Analyst in Retail Risk Modeling, expanding on income prediction models, fraud models, scoring models, and data analytics. With a background in Retail Portfolio Management and Analytics at Raiffeisen Bank Russia, Alexey has a strong foundation in developing scoring models and analytics for retail customers. Alexey graduated from Moscow Institute of Physics and Technology (MIPT) in 2018.