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Suraj Bhandari currently serves as the Deputy Vice President and Senior State Business Head for Uttar Pradesh and Uttarakhand at Ummeed Housing Finance Pvt. Ltd. since June 2022. Previously, Suraj held the position of Assistant Vice President and State Head of Sales at Aavas Financiers Ltd. from March 2019 to May 2022 and has extensive experience in leadership roles across various companies including Magma, Indiabulls Housing Finance Ltd., and Reliance Capital. Suraj's career commenced in 2003 with Reliance Communications, and over the years, key responsibilities included revenue performance, team management, and business growth within the financial services sector. Suraj holds a Bachelor of Commerce degree from D.A.V (PG) College in Dehradun.