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Vivek Sharma has extensive experience in credit management, currently serving as a Cluster Credit Manager at Ujjivan Small Finance Bank since May 2018. Prior roles at the same institution include Senior Credit Officer and Credit Officer, both focused on MSE Business Mortgage Loans. Prior to Ujjivan, Vivek worked as an Officer in Business Banking at HDB Financial Services Ltd. and holds a Bachelor of Commerce degree in Accounting and Finance from Calcutta University, completed in March 2011.