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Vikash Thakur is a finance professional with extensive experience in the banking and financial services sector. Currently serving as Deputy Manager - II at Ujjivan Small Finance Bank since November 2022, Vikash specializes in Affordable Housing loans for salaried customers. Prior roles include Credit Officer responsible for underwriting housing loans, Executive at Aditya Birla Finance Limited focused on document preparation and financial analysis, and CPA at ICICI Bank managing client CIBIL reports. Vikash has also worked as an Assistant Credit Manager at Bajaj Finserv and as an Accountant at A2A Consultancy. Educational qualifications include a Bachelor of Commerce in Accounting and Finance from City College of Commerce and Business Administration, a Master's degree in Business/Commerce from Indira Gandhi National Open University, and a Higher Diploma in Business System Information Management from NIIT.