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Ratan Jyoti is an accomplished information security professional with extensive experience in leadership roles, including Chief Information Security Officer (CISO) positions at Ujjivan Small Finance Bank Limited and Vijaya Bank. Previous roles include Senior Manager of Information Security at Vijaya Bank, Manager in IT at Corporation Bank, and EDP Officer at Oriental Bank of Commerce. Ratan also served as a Data Warehouse Architect at the Indian Agricultural Statistics Research Institute (ICAR) in New Delhi. Ratan Jyoti holds a Master's degree in Computer Applications from IARI, New Delhi, and has a foundational education from Banaras Hindu University, completed from 1995 to 1999.