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Prayag Mittal currently serves as Cluster Credit Manager at Ujjivan Small Finance Bank since June 2023. Prior experience includes roles as Portfolio Credit Manager and Credit Manager at AU Small Finance Bank from December 2019 to June 2023, and Management Trainee at Indian Oil Corporation Limited from January 2019 to December 2019. Early career experience consists of positions as Article Assistant at Jitender, Navneet & Co., Cost Accountants from July 2017 to July 2018, and Accounts & Audit Executive at RAA & Co. (Chartered Accountants) from July 2016 to May 2017. Prayag Mittal holds a CMA in Costing and Finance from the Institute of Cost Accountants of India and an MBA in Finance from Amity University.