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Randall Bowers is an experienced Senior Underwriter specializing in FHA and VA loans, with over a decade of expertise in analyzing loan applications and conducting thorough assessments of credit, income, assets, properties, and appraisals. Currently employed at UFFWest Funding Corp since July 2013, Randall has previously held similar positions at Nations Direct Mortgage, Carrington Mortgage Services, and American Home Equity, demonstrating extensive knowledge of various HUD guidelines, including HUD 4000 and HUD 4155. Randall's earlier career includes roles in community development, marketing management, and funding management, with a degree in Communications, Advertising from California State University, Fullerton.