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Philippa Watson is the current CEO at 86 400. Philippa has extensive experience in the banking industry, having previously worked at Commonwealth Bank in a variety of strategic roles. Prior to their work in the banking industry, Watson was a technology consultant with Accenture.

Philippa Watson has a degree in law and arts from the University of Sydney, and a GAICD from the Australian Institute of Company Directors. Philippa also has a degree in business administration from Harvard Business School.

Some individuals on their team include Ray Jokhan - Chief Commercial Officer, Kanishka Raja - Chief Product Officer, Lending, and Brian Parker - CIO.