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Mr. Runkel is Executive Vice President and Chief Credit Officer of U.S. Bancorp. Mr. Runkel, 41, has served in this position since December 2013. From February 2011 until December 2013, he served as Senior Vice President and Credit Risk Group Manager of U.S. Bancorp Retail and Payment services credit risk management, having served as Senior Vice President and Risk Manager of U.S. Bancorp Retail and Small Business credit risk management from June 2009 until February 2011. From March 2005 until May 2009 served as Vice President and Risk Manager of U.S. Bancorp.