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J. Michael Smith is an experienced banking professional with a strong background in business development and executive leadership. Notably, J. Michael Smith served as Senior Vice President of Business Development at U.S. Bank and held the position of Senior Vice President and Region Executive at the Royal Bank of Scotland. Additionally, J. Michael Smith contributed as Vice President - Senior Business Development Officer at PNC Business Credit and held two Vice President roles at the National Bank of Canada, demonstrating a consistent trajectory of leadership and expertise in the financial sector.