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Anup Pandey is a seasoned professional in credit risk management, currently serving in this capacity at TVS Credit Services Ltd. since April 2024. Prior to this role, Anup held the position of Lead in Credit Risk and Policy at Poonawalla Fincorp from April 2023 to February 2024, and served as Senior Associate in Risk Management at Hero FinCorp from September 2016 to December 2022. Anup began their career as a Business Analyst at IIFL (India Infoline Group) from November 2015 to September 2016. Anup holds an MBA in International Business from the Indian Institute of Foreign Trade and is a qualified Cost and Management Accountant from the Institute of Cost Accountants of India.