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Gareth Nicholson FPFS is a Chartered Financial Planner with extensive experience in the financial services industry, currently working at True Potential LLP since July 2022. Prior roles include positions at Tait Walker, True Bearing Chartered Financial Planners, HSBC, Barclays, and FMB Financial Management Bureau - Kendal, where Gareth has consistently provided clients with comprehensive financial plans focused on retirement, addressing critical questions such as retirement timing, lifestyle sustainability, and business sale valuation.