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Karim Abdelaziz is a seasoned finance professional with extensive experience in retail banking and investment management. Currently serving as a Group Retail Banking Specialist at Triodos Bank since May 2022, Karim has previously held significant roles including Institutional Fixed Income at AFS Group BV and Head of Wealth Management, Financial Planning & Governance at ADIB - Abu Dhabi Islamic Bank. Karim's expertise encompasses developing investment solutions, designing model portfolios, and managing risk. Key achievements include the establishment of Sukuk Trading Processes and the launch of Fixed Income Leverage Products. Karim holds an Investment Management Certificate from The Chartered Institute for Securities & Investment and a Bachelor's degree in Finance from the Arab Academy for Science, Technology and Maritime Transport.