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Julia Carmichael, MSc FCOI CDPP, serves as the Chief Risk Officer at Trinity College Dublin since July 2018 and is an Independent Non-Executive Director at the Residential Tenancies Board Ireland, where Julia chairs the Audit and Risk Committee. Extensive experience includes roles as Chief Compliance Officer at IPB Insurances Ltd, where Julia managed Compliance and Regulatory Risk, and Chairperson of the Ethics Committee at St James Hospital. Julia's professional background also encompasses board memberships at various organizations, including the Irish US Alumni Association and Ballymun Whitehall Area Partnership. Julia holds multiple degrees from Trinity College Dublin and UCD Michael Smurfit Graduate Business School, with specialized training in compliance, data protection, and financial crime prevention.