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Robert Spencer has a comprehensive work experience in the finance and insurance industries. Robert began their career at Goldman Sachs in 2001, where they held the role of Managing Director for almost two decades, until July 2020. In 2020, they joined Toyota Financial Services Corporation as the General Manager of New Business Development, and later became the Vice President. Additionally, they held various positions at Toyota Insurance, including Vice President of Finance and Administration, Chief Operating Officer, and is currently serving as the President and Chief Operating Officer.

Robert Spencer attended Cardinal Hayes High School from an unknown starting year and graduated in 1997. After completing high school, they went on to Duke University where they pursued a Bachelor of Arts degree in Economics from 1997 to 2001.