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Nicole Farmer is a seasoned professional in risk management and contract analysis, currently serving as a Senior Risk Management Analyst at Tower Federal Credit Union since August 2022, after progressing from the role of Risk Management Analyst II. Prior to this, Nicole worked as a Lead Contract Specialist at Transamerica for a brief period in 2022, and spent over a decade at Tower Federal Credit Union in various procurement and contract analysis roles, culminating as a Senior Procurement and Contract Analyst. Nicole holds a Bachelor of Science in Business Administration from the University of Maryland Global Campus, obtained between 2010 and 2014, and has achieved multiple professional certifications, including CASRA, CRVPM III, CTPRP, NCRM, and CCURM.