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Lene Kjelgaard holds extensive experience in the financial services sector, with a career spanning over two decades. At Nykredit since November 2001, Lene has advanced through roles such as Seniorvurderingsspecialist, Souschef, and Boligkonsulent. Additionally, Lene has been a Seniorvurderingsspecialist at Totalkredit since May 2012. Prior experience includes serving as a Bankrådgiver at Jyske Bank from August 1995 to November 2001. Lene's academic background includes a Diplom i vurdering og ejendomsinvestering from Erhvervsakademi Aarhus (2018-2021), Formuerådgiver certification from Finanssektorens Uddannelsescenter (2008-2009), and various educational credentials from Aalborg Handelsskole, Hjørring Handelsskole, and Ulvkærskolen Hirtshals.