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Bernard El Hage is a seasoned executive with extensive experience in the insurance and digital sectors. Currently serving as the CEO of TONI Digital since February 2019, Bernard El Hage is also the Vice President of Verband Digitalversicherung Schweiz. Previously, Bernard El Hage co-founded ELVIA e-invest and held various key positions at Allianz Suisse, including Head of Distribution Management and Head of Business Development & Strategic Marketing. Additional roles include serving as a Board Member for Quality1 AG and as Managing Director of Elvia Insurances. Academic credentials include a Ph.D. from the University of St. Gallen and a Master's in Business Administration from the University of Konstanz.