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Mark Hammerschmidt is an experienced credit risk professional currently serving as Credit Risk Manager at Together Credit Union since 2018, after previously holding the position of Lending Risk Analyst. Prior to this, Mark spent over 17 years at State Farm ®, where various roles included Credit Risk Analyst - Loan Review, Bank Business Analyst focusing on the Approved Dealer Program and Loss Prevention, Sr. Credit Analyst Team Lead, Credit Analyst, Loan Account Specialist, and Loan Specialist. This extensive background in credit risk and analysis demonstrates a strong expertise in managing and mitigating financial risks.