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Kevin Howard is an experienced financial services professional with a robust background in client management and relationship building. Currently serving as a Senior Client Manager at Close Brothers since January 2024, Kevin also holds the position of Head of Relationship Management (South) at Time Finance since September 2022. Previous roles include Credit Manager at InterBay Asset Finance, Sanction Manager at Aldermore Bank PLC, and Relationship Manager at Bibby Financial Services. Kevin's career began at Eurofactor as a Relationship Manager, with notable experience at Royal Bank of Scotland Invoice Finance as a Portfolio Risk Manager and Relationship Support Manager, emphasizing skills in portfolio risk management, problem identification, and data analysis.