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John Esch is a seasoned actuarial professional with extensive experience in leading product actuarial and pricing functions, currently serving as Vice President at TIAA since June 2014. Esch has successfully spearheaded numerous initiatives, including implementing cash flow testing for major business segments and streamlining asset adequacy analyses, while overseeing a high-performing team across multiple locations. Prior to TIAA, Esch held leadership roles at Allianz Life Insurance Company, where notable accomplishments included enhancing actuarial modeling platforms and managing financial reporting across various accounting bases. With foundational experience at Deloitte Consulting and Ameriprise Financial Services, along with a Bachelor's degree in Mathematics from the University of St. Thomas, Esch demonstrates a strong commitment to financial accuracy and regulatory compliance within the insurance industry.